SMSF Property Loans
Using your self-managed super fund (SMSF) to invest in commercial property can be a powerful way to grow your retirement wealth. But SMSF lending is complex, which is why having the right guidance makes all the difference.
How SMSF Property Loans Can Work for You
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Invest Through Your Super
Use your SMSF to purchase commercial property and build long-term assets for retirement.
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Stay Compliant with Regulations
Every SMSF loan must meet strict ATO and lending rules: Mortgage Outlet ensures your structure is compliant and stress-free.
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Strategic Wealth Building
Property within an SMSF can diversify your portfolio and provide stable, long-term growth.
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Access to Specialist Lenders
Not every lender offers SMSF loans. We connect you with banks and financiers who specialise in this area.
Ready to take the next step?
Book a consultation with Mortgage Outlet to explore if SMSF property lending is right for your fund. Get clear, compliant options tailored to your retirement strategy.
Frequently Asked Question
Yes, with a limited recourse borrowing arrangement (LRBA), your SMSF can purchase commercial property while keeping other assets protected.
Typically, SMSFs can purchase commercial property. Residential property is only allowed under very strict conditions.
Most SMSF lenders require 20–30% of the property value as a deposit, depending on the lender’s criteria.
Like any investment, there are risks. But with the right structure and guidance, SMSF loans can provide both diversification and growth within your super.